Day Twenty Six

It's been that kind of week. 

First off, I hope everyone had a great holiday week. Mine was a bit up and down, but I did spend some quality time with my family. So, it was worth it in the end.

Today, I’d like to stray from my typical blog topics and talk a little about my ongoing health insurance woes. This week, they hit an all time low and I figured it’s a situation worth writing about.

I’ll begin by mentioning that I have ADHD. I was diagnosed in the third grade and I’ve been on medication ever since. For anyone wondering, yes, I have tried to wean myself off it several times. However, my symptoms remain. Trust me when I say, I would not be on this medication if it weren’t a necessity. I actually lowered my dosage last summer, because I was starting to experience strong side effects, such as paranoia, anxiety and panic attacks.

I feel much better now though. I found a dosage that works perfectly for me and it allows me to focus on something for more than 20 seconds. Contrary to what some think, it doesn’t give me extra energy or some kind of weird high. It simply stabilizes my mind, so my thoughts don’t constantly wander around.

Throughout the years though, my ADHD medication has been the cause of countless headaches. Mostly because insurance companies act like it’s the devil’s handy work. I’m not allowed to get more than one prescription at a time and I can only get a 30-day supply. That means I visit the doctor every single month for a new prescription. Those costs start to add up, but honestly, if that were the extent of it I’d feel OK. However, pharmacies rarely carry it and insurance companies are starting to drop the generic version off their plans, which further limits my options. There’s more to it than that, but I think I covered a bulk of my anguish.

Fast forward to this week. I received my new health insurance card in the mail, only to find it accompanied by a rider claiming the company will not cover any ADHD medication. I immediately called a customer service rep and her exact words to me were, “We are not responsible for anything a broker says to you in order to get you to purchase a policy.” How ridiculous is that? I know I’ll figure something out in the end, but this week certainly solidified my disbelief in the current system.

Simply put, you should always be prepared. It may not be medication, but if you’re ever planning a project or trip of any kind, it’s always good to anticipate issues ahead of time. 

6 days until Boston. 

-Steve-